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3 tips for getting a personal loan when your credit rating isn’t great

Image source: Getty Images Here’s how to get a loan even when your credit needs work. Key points A personal loan allows you to borrow money for any purpose. Although it is possible to get a personal loan with a not-so-good credit rating, you may run into difficulties. The advantage of borrowing money with a […]

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Why is Upstart buying back shares and what impact does this have on the stock market outlook? (NASDAQ: UPST)

Douglas Rissing/iStock via Getty Images Upstart (UPST) ended 2021 strong and announced something surprising for high-growth companies: a stock buyback program. Growth investors often disdain stock buybacks, but I explain why those sentiments are misplaced. I also explain why UPST is buying back shares and what that means for investors. UPST is expected to continue […]

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How to approach the choice between debt and investment

*This content is brought to you by Wealth Brenthurst By Marise Smith* Household debt in South Africa decreased to 35.40% of GDP in the second quarter of 2021, from 38.20% of GDP in the first quarter of 2021, according to the Bank for International Settlements. More good news from a report by Momentum Investments shows […]

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The interest on my tax debt is accumulating. Should I pay it back with a loan?

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The Credible Money Coach offers insight to […]

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High Risk Personal Loans: The Risk Is All Ours

Get High Risk Personal Loans With Guaranteed Approval Direct Lenders Online It’s time to end the era of brokers and pawn-store lenders that aren’t performing and take out high-risk personal loans online, with guaranteed acceptance from PaydayChampion! Don’t be shocked as you can get high risk personal loans from direct lenders with ZERO RISKS. We are the […]

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2021’s Best No Credit Check Loans For Bad Credit: Top Lenders For Instant Payday Loans Online & Loan Places Near Me

There’s no hidden meaning behind the phrase “no-credit-check loans” – that’s exactly what they are. The majority of loans include a credit check, for which loan lenders look at your credit history to see past debts and defaulted payments, in order to determine the approval status of your loan and also to establish the loan’s […]

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Latest Indian Copyright Cases – 2021 – Part 3

Muthoot Finance Limited v Shalini Kalra & Ors In this case, the plaintiff, Muthoot Finance Limited, a non-banking financial institution, provided business and personal loans against the deposit of gold jewellery. As part of this activity, the plaintiff had to maintain proprietary and confidential information relating to its vast clientele in the form of a […]

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6 tips for getting your first personal loan – Forbes Advisor INDIA

Personal loans can be used for almost any purpose, from unexpected medical expenses to home improvement needs, they act as a source of extra cash when needed. Unlike a home loan or a car loan, personal loans in India are often not guaranteed by nature, which means that they are not guaranteed against any particular […]

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personal loan: how to get a contactless personal loan completely online

Digitization has made it possible to avail a personal loan digitally or online. The advent of all things “contactless” in this pandemic era has transformed digital personal loans from just a quick and convenient way to take out a loan to a better and safer way to do so. Perhaps the offline paper-based personal loan […]

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What is a good debt-to-income ratio?

Debt-to-Income Ratio (DTI) is a calculation that compares your total debt to your total income. Some people think this number is important for your credit score, especially when applying for a mortgage. Your lender will use your ratio to determine if you are a low risk or a high risk borrower. This assessment ensures that […]

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Average personal loan interest rates drop to 2021 low, Fed reports

Personal loans can have a range of rates depending on the creditworthiness of the borrower. Here’s how to take advantage of low average personal loan rates. (iStock) Personal loan rates are now lower than they’ve been all year, according to the Federal Reserve. This is good news for consumers who want to use a personal […]

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Long-term personal loan: where and how to get one

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. Long-term personal loans offer longer repayment periods, […]

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Should I prepay a personal loan or write off my savings?

Confused about whether to spend more money on savings or save on a loan? Here’s how to decide. There are many reasons to borrow money through a personal loan, and the good news is that if you make monthly loan payments on time, the borrowing shouldn’t hurt your credit score while you do. build up […]

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5-year personal loan rates climb to almost 15 months, 3-year rates increase slightly

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

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3-year personal loan interest rates drop to 30-day low

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest interest rate trends for personal […]

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India plans to ask state banks to expand lending to boost demand

Commuters walk past a bank sign along a road in New Delhi, India November 25, 2015. REUTERS/Anindito Mukherjee/File Photo Join now for FREE unlimited access to Reuters.com Register MUMBAI, Aug 25 (Reuters) – India plans to ask state-owned banks to reach out to every district to expand lending to stimulate demand in the economy, the […]